Security & Stability
ESSENTIALS
1. Build an Emergency Fund
2. Pay off bad debt
3. Buy my first home
4. Upgrade to better home
5. Reduce mortgage stress/become debt free
6. Protect my income if something happens
7. Have enough insurance in place
8. Have financial peace of mind
Living the Life You Want
LIFESTYLE
1. Travel Regularly
2. Take a big once-in-a-lifetime trip
3.Work less or have more flexibility
4. Take a career break or sabbatical
5. Start a business or side hustle
6. Buy an investment property
7. Build wealth outside super
8. Upgrade lifestyle
9. Fund hobbies of passions
10. Have the option to retire early
Start or grow family
FAMILY AND LIFE
1. Time off for children
2. Fund education
3.Help kids with deposit
4. Support parents
5. Family holidays
Long-Term & Legacy
RETIRE COMFORTABLY
1. Financial independence
2. Leave inheritance
3. Give to charity